It’s a tough time for many businesses and workers at the moment – not least for taxi drivers. We’re encouraging you to make the most of your time in lockdown. So that when things are back to a bit ‘normal’, you’ll be able to get the meter running. Those jobs you’ve been putting off because you’ve been too busy – now’s the time to tick them off your list.

Look at getting your overdue administration jobs done – making sure your permits, insurance, licenses and other to-dos are up to date. As a taxi driver, you should hold in-date public/private hire taxi drivers vehicle insurance and public liability insurance. It would also be wise to consider mobile phone insurance. If you regularly use a mobile device for bookings/ map applications.

Simple Insurance Solutions are able to offer a range of flexible taxi drivers insurance policies to suit you, for whatever type of taxi work you do on a regular basis – whether that be pre-booked passengers (private) or a black cab service (public). We can help to customize your policy to your needs to include public liability insurance. And comprehensive car cover and much more.

Public/private hire vehicle insurance

Taxi insurance is designed to protect the driver, the vehicle and customers when driving for commercial hire. You will need to hold a full taxi license to apply for a policy. Do note that regular vehicle insurance will not cover you if you are operating your vehicle as a taxi service.

What it covers (dependent on the level of cover):

• Compensating for injury or damage
• Fire
• Theft
• Driver protection
• Damage to your vehicle

Public liability insurance

If someone has an accident in or involving your vehicle, this insurance cover will protect you. Any business, regardless of size, can take out Public Liability insurance.

What it covers:

• Covers legal costs and/or compensation claims from a passenger. Who is injured or their property is damaged while in your taxi.
• Provides compensation to customers

Mobile phone insurance

What it covers:

• Protect against damage
• Theft
• Loss

Let us help you with a silver lining at this difficult time. The benefit of time to get on top of your important documents. Give us a call with any insurance questions on 0161 241 5122 or 0333 358 8666, or email us at info@simple-ins.co.uk.