Motor Liability
Insurance
Motor liability insurance protects against claims made by third parties while using a motor vehicle. It will protect drivers and traders from accident and injury claims.
- Customised Policies
- Extensive Covers
- Reliable Service
Overview of Motor Liability Insurance
Motor liability insurance is essential for motor traders. It provides essential coverage against the claims made by the third party in case of any injury, accident or property damage.
The insurance policy helps protect businesses from financial and legal risks associated with their business operations. The policy covers employers’ liability, public liability and stock coverage. This is beneficial for all motor traders and ensures financial security and legal compliance.
Types of Motor Liability Insurance
Employers’ Liability
Insurance
Employers’ liability insurance covers motor businesses against claims made by employees in the event of work-related injuries or accidents. It is a legal requirement in the UK and will protect against costly compensation claims.
Public Liability
Insurance
Public liability insurance refers to the financial protection for businesses against claims made by third parties. It protects motor traders from the complications of property damage or injuries caused by their business activities or motor vehicles.
Stock Cover
Insurance
Stock cover insurance covers the parts, tools, equipment, and vehicles owned by the motor trade business. It covers the losses due to theft, fire, or damage to the vehicles.
Protect Your Business With Our Motor Liability Insurance
Ensure smooth business operations and keep your motor vehicles safe from unwanted risks and claims. Protect your business with our motor liability insurance covers.
Employers’ Liability Insurance
Employers’ liability insurance is important for all businesses. Motor traders and motor businesses require employers’ liability insurance to protect themselves against claims made by their employees while working for them. It incorporates work-related injuries, illnesses, or accidents.
All employees and employers must have employers’ liability insurance to stay protected from unforeseen circumstances.
Public Liability Insurance
Public liability insurance is also required by most of the businesses. Businesses that interact with the public must have this insurance to safeguard themselves from any minor inconveniences.
Motor traders who work from home or designated promises such as garages will have customers or members of the public visiting them. Therefore, this insurance will protect your customers, and members of the public, cover third-party property claims and give you peace of mind.
Stock Cover Insurance
Stock cover insurance will protect motor traders from financial complications arising from theft, fire or accidental damage to the business. This insurance policy is essential for the protection of vehicles, parts, and tools owned by the business.
Whether the stock is stored in premises or goods in transit this coverage will safeguard all of them. It is ideal for dealerships, repair shops and garages where the customers leave their vehicles in the business’s care. This is important for the protection of assets.
Why Choose SIS Motor Liability Insurance?
Choosing SIS for motor liability insurance means opting for reliable, tailored coverage designed to protect your motor trade business. Our policies ensure financial security, legal compliance, and peace of mind, so you can focus on growing your business.
Trust us to safeguard your operations, employees, and assets with our motor liability insurance.
Hassle-Free Process
Affordable Rates
Flexible Policies
Our Simple, Clear, and Hassle-Free process
Incident
Documents
Evaluation
Compensation
Complete Peace of Mind for Motor Traders
Our motor liability insurance will protect businesses from loss of assets, legal complications and third-party issues. It is ideal for motor traders to get liability insurance to safeguard their employees, assets, and public liability claims.
Our policy offers financial stability while safeguarding businesses from unexpected claims and operational disruptions. Operate your business smoothly and confidently.
Protect Your Business With A Trusted Insurance Broker
Let’s get in touch with the best motor liability insurance brokers. Get a tailored insurance policy for your motor business and stay safe from all undesirable incidents.
Motor Liability Insurance FAQs
Have questions regarding our motor liability insurance policy?
Get your answers to the most frequently asked motor liability questions.
What is motor liability insurance?
Motor liability insurance protects drivers and vehicles from financial losses in case of an accident. It covers third-party claims, including injuries, property damages, and protection of goods in most cases.
Who needs motor liability insurance?
Motor liability insurance is required by all car dealers, traders, mechanics, and transporters who handle customer’s vehicles in their custody. It typically covers employers’ liability, public liability and stock cover.
How much does motor liability insurance cost?
The cost of motor liability insurance depends on multiple factors such as business size, number of vehicles, and coverage type. Policies can be customised as per customer’s needs.
How do I choose the right motor liability insurance coverage?
To select the best policy, assess your business risks and requirements. Consider the number of vehicles, employees, and potential risks for your business. Also consider essential coverages like public liability, employers’ liability and stock cover details.