Public Liability
Insurance
Public liability insurance designed to cover you against third-party claims and the costs of legal actions. Speak to our experts to learn more about our tailored coverage options.
- Comprehensive Cover
- Dependable Service
- Personalised Support
Overview of Public Liability Insurance
Public liability insurance provides essential cover for businesses and self-employed professionals. It protects your business against third-party claims made by customers or visitors, excluding employees.
This insurance covers legal fees and compensation if a member of the public is injured or if their property is damaged as a result of your business activities. It’s a crucial safeguard against unexpected risks.
Public Liability Covers
Legal
Expenses
If a customer or visitor suffers an injury or property damage caused by your business activities, our public liability insurance will cover the legal costs of defending the claim against you.
Medical
Expenses
Our medical expenses cover helps you manage third-party injury claims with ease, protecting your business from the costs of medical treatment for injured customers or visitors.
Compensation
Claims
Comprehensive Cover for Tradespeople and the Self-Employed
Secure your business with tailored public liability insurance, protecting you against unexpected third-party claims.
Who is Public Liability Insurance For?
Public liability insurance is vital for nearly all businesses. It provides essential protection for SMEs against a variety of unexpected third-party claims. It is particularly important for professionals such as builders, hairdressers, gardeners, bakers, cleaners, and restaurant owners.
If a customer or visitor becomes ill or injured as a result of your business activities, you could be held liable. Protect yourself and your business with public liability insurance, giving you peace of mind.
Why is Public Liability Insurance Important?
Public liability insurance protects your business from unexpected costs, whether an accident occurs on-site or off-site.
Accidents can happen at any time, making it crucial to stay protected and insured. Public liability insurance provides vital support, helping you manage legal and compensation claims made by customers or visitors. Safeguard your business with the right cover today.
Why Choose SIS Public Liability Insurance?
Choose SIS, the trusted insurance brokers for all your complex insurance needs. Our expert team is here to help you find the ideal insurance policy for your business.
Whether you need legal expenses cover, compensation cover, or medical expenses cover, our public liability insurance has you covered.
Simple, Hassle-Free Process
Affordable Rates
Flexible Policies
Our Simple, Clear, and Hassle-Free process
Report the
Incident
Submit Related
Documents
Assessment &
Evaluation
Receive Your
Compensation
Explore Our Public Liability Insurance Coverage Options
Public liability insurance offers a broad range of cover, giving you peace of mind knowing you’re protected against unexpected events.
Our policy provides protection if a customer or visitor becomes ill or injured and holds you responsible. It also covers situations where a member of the public accuses your business of causing property damage, such as slips or falls on your premises. Any harm or damage caused by your business activities to the public is covered under our public liability insurance policy.
Contact Our Brokers for Public Liability Insurance
Get in touch with our experts to receive a customised public liability insurance policy designed to meet the specific needs of your business. This will protect your business from unexpected costs.
Get Answers to the Most Commonly Asked Public Liability Insurance Questions
Discover detailed answers to the most confusing questions about public liability insurance. Get the information you need to understand our insurance policy.
What is public liability insurance?
Public liability insurance is designed to protect you and your business against claims for injury or property damage made by a member of the public. It serves as a safety net for SMEs, covering legal costs and compensation claims.
How much public liability insurance do I need?
The amount of cover you need depends on several factors, including the size of your business, the level of interaction with the public, your claims history, and the level of risk associated with your industry. These factors help determine the potential compensation claims and the costs of repairing any damage.
Do I require public liability insurance if I am self-employed?
Yes, public liability insurance is beneficial if you are self-employed. Even as a sole trader, you will still interact with the public, so having this cover will protect you from unexpected expenses and liabilities.
Are the actions of my employees covered by public liability insurance?
Yes, if an employee’s actions result in damage or injury to a member of the public, you will be covered by public liability insurance. However, please note that this cover does not extend to claims made by your employees. It only protects against claims caused by your employees’ actions that affect the public.