Commercial Combined
Insurance
Protect your SMEs by combining multiple insurance covers into one convenient package. We offer flexible solutions tailored to your business’s specific needs.
- Comprehensive Coverage
- Affordable Offers
- Tailored Policies
Overview of Commercial Combined Insurance
Our commercial combined insurance allows small and medium-sized businesses to successfully combine buildings, contents, and liability insurance into one convenient, integrated policy. We provide flexible cover for businesses across a range of industries.
Commercial combined insurance is ideal for businesses and organisations requiring protection against multiple risks. It can cover everything from supplies and premises to vehicles.
Commercial Combined Insurance Covers
Property Damage
Insurance
This will protect you against loss or damage to your business buildings, equipment, stock, and machinery caused by risks such as fire, theft, flood, or accidents.
Business Interruption
Insurance
This cover will protect you when business operations are interrupted due to events like fire, storm, or flood. It will also cover your income and additional expenses.
Liability
Insurance
Liability insurance will protect you against legal claims caused by injury, property damage or third parties. It includes public, product, and employer liability insurance as well.
Legal Expenses
Insurance
This provides financial protection for legal costs incurred in employment, contract disputes, regulatory investigations, or defending against claims.
Money
Insurance
It protects against the loss of business cash, cheques, or valuables due to theft, robbery, or other covered risks.
All Risks
Insurance
All risks insurance provides comprehensive coverage for accidental loss or damage to specific items such as equipment or tools, whether they are on-site, in transit or at any other location unless specifically excluded.
Transit
Insurance
Goods in transit insurance will protect the goods you are travelling with from all sorts of risks including theft, loss, or damage.
Comprehensive Cover to Support Your Business Growth
Access a complete range of business insurance solutions designed to protect your small or medium-sized enterprise (SME) from unexpected financial losses and legal claims.
Who is Commercial Combined Insurance For?
Commercial Combined Insurance is designed for businesses across a wide range of industries. It is ideal for SMEs seeking a flexible, all-in-one policy that consolidates multiple types of cover such as property damage, liability, business interruption, and legal expenses into a single, streamlined package.
This insurance is particularly suited to:
- Retail Businesses
- Logistics Companies
- Manufacturers
- Wholesalers
Why Choose a Commercial Combined Insurance Policy?
A Commercial Combined Insurance policy provides businesses with comprehensive protection by combining multiple types of cover into a single, convenient policy. This eliminates the hassle of managing separate policies, saving time and reducing costs.
The flexibility of Commercial Combined Insurance allows businesses to tailor the cover to meet their specific needs. It can also include Legal Expenses Insurance, helping to reduce the financial burden of legal disputes. Overall, it’s a cost-effective and efficient solution for managing risks and safeguarding your business.
Why Choose SIS Commercial Combined Insurance?
Choosing the right Commercial Combined Insurance policy is essential for protecting your SME. At SIS, our dedicated team of experienced insurance specialists provides expert advice and support to help you manage a wide range of risks and claims effectively.
Our strength lies in our exceptional claims handling, ensuring your business receives comprehensive protection when you need it most.
Flexible Policies
Competitive Rates
Hassle-Free Process
Our Simple, Clear, and Hassle-Free process
Report the
Incident
Submit Related
Documents
Assessment &
Evaluation
Receive Your
Compensation
What Does Commercial Combined Insurance Cover?
A commercial combined insurance policy is suitable for all businesses. It is a flexible insurance policy that can be adjusted as per your business needs. It depends on the type of your business, the size of your business, and the machinery, goods, and properties you own.
Furthermore, it covers property damage, business interruption, money, fidelity, terrorism, liability, personal accident, legal expense, transit, deterioration of stock, and machinery breakdown.
Let’s Find the Best Commercial Combined Insurance Brokers
Businesses operate with a lot of risks. That’s why it’s important to seek expert advice from the most trusted commercial combined insurance brokers. Let’s get started today!
Commercial Combined Insurance FAQs
Commercial combined can be a complex area to understand, here is why we have answered the most commonly asked questions.
What is a commercial combined cover?
A commercial combined insurance policy is made up of different sections. Each section serves a different purpose, and multiple sections can be combined to formulate one bespoke insurance policy. Each section serves a different purpose for your business needs. An insurance advisor will help you understand each section and the best covers for your business needs.
Do I require more than one commercial combined insurance policy?
If you run one business, you can get a customised commercial combined insurance policy for your business. But if you have different business interests, you can have one for each.
Is commercial combined insurance a legal requirement?
Commercial combined insurance is not a legal requirement in the UK. However, some aspects of it can be mandatory. It depends on the nature of your business. For instance, employers’ liability is a legal requirement for some businesses with employees. It protects the business from legal claims made by employees.
Can a commercial combined insurance protect my stock and supplies?
Yes, a commercial combined insurance can protect your stock and supplies. This comes under the property insurance section of the policy. It protects against risks such as theft, fire, flood, or accidental damage to your stock and supplies, whether they are stored on your business premises or in transit.