Home Insurance
We will take care of your home at every stage of life. Choose us for your home insurance.
- All-Risk Coverage
- Reliable Services
- Personalised Support
Overview of Home Insurance
Home insurance, also known as homeowners insurance, is a type of property insurance that offers complete protection of homes, buildings, and their contents against all sorts of risks and hazards.
The insurance offers multiple coverage options for different insurance needs. The insurance policy may also include liability coverage if anyone gets injured on the property.
Contents
Insurance
Contents insurance offers financial protection for personal home belongings, including furniture, electronics, and clothing, against theft, fire, vandalism and weather damages.
Building
Insurance
Building insurance policy covers the structure of your property, such as walls, roof, permanent fixtures, built-in kitchens and bathrooms against risks and damages.
Complete Home
Insurance
Complete home insurance is a comprehensive insurance policy that combines coverage for contents and buildings, ensuring full protection and peace of mind for homeowners.
Comprehensive Coverage for Your Peace of Mind
Choose the best home insurance policy for your home that ensures streamlined protection for your building and possessions.
Contents Insurance
A contents home insurance policy will protect your personal items from theft, fire, flood, vandalism, and accidental damage. It provides protection for all household items, including clothing, furniture, electronics, and high-value items.
The policy ensures financial reimbursement for repair and replacement in case of loss or damage. It is essential for homeowners and renters as it will solely protect household possessions, excluding the building structure. Optional covers are also available for high-net-worth items, providing complete peace of mind.
Building Insurance
A building home insurance policy protects the structure of your home, including the walls, roof, floors, and permanent fixtures. It covers potential risks like fire, floods, storms, and accidental damage.
This type of insurance provides homeowners with reassurance by offering financial support to rebuild or repair their property after unexpected events. It’s an essential way to safeguard your property and investment. You can also customise the policy to suit your specific needs.
Complete Home Insurance
Complete home insurance policy also known as combined home insurance policy provides financial coverage for both the property and its possessions. It is an all-in-one home insurance policy which will protect your homes and its valuables from all sorts of risks and potential damages.
Additional covers such as home assistance services are also covered in complete home insurance policy. It is ideal for all homeowners who want all in one solution under one policy. Furthermore, it is more convenient and cost-effective than purchasing separate policies.
Why Choose SIS Home Insurance?
Protect your home with the best insurance services from a trusted brokerage firm. We specialise in finding coverage tailored to your unique needs, offering a wide range of policies at the most competitive rates.
Our expert brokers will help you identify potential risks and recommend the right additional covers needed to ensure complete protection for your home. With us, securing your home has never been easier.
Flexible Plans
Affordable Rates
Simple, Hassle-Free Process
Our Simple, Clear, and Hassle-Free Process
Report the
Incident
Submit Related
Documents
Assessment &
Evaluation
Receive Your
Compensation
Discover What’s Covered and What’s Not
Our insurance policy provides protection against loss or damage caused by fire, smoke, explosion, lightning, earthquake, storm, flood, theft, or malicious acts. Our insurance covers for debris removal, replace locks, provides alternate accommodation services, insures accidental breakage of window glass and bathroom fixtures.
However, our insurance policy does not cover loss or damage caused by gradual wear and tear of your home items or property structure. Our home insurance policy does not provide financial protection for unfurnished or unoccupied homes loss to hedges or fences caused by storm or flood. We provide some additional coverage and home assistance services as per your insurance requirements.
Your Trusted Home Insurance Broker is Just a Step Away
Protect your homes with our expert insurance brokers. Get a personalised home insurance policy to ensure the security of your property and possessions.
Common Home Insurance FAQs
Get answers to commonly asked home insurance questions about coverage, policies, and claims. Let’s simplify complex terms and offer clarity on what’s included or excluded.
What is home insurance?
Home insurance policy will protect your property structure, your inside possessions, or both against flood, theft or unfortunate events. Protection of the physical structure is called building insurance and protection of the inside components is referred to as contents insurance. If you choose both it is complete home insurance.
What does home insurance cover?
Our home insurance covers the loss or damage caused by fire, smoke, explosion, earthquake, storm, flood or malicious damage or vandalism. Our building and contents insurance policy covers valuable items, home office equipment, food in freezers, documents, deeds, digital assets and much more.
Do you need home insurance when you are renting?
No, it is not a legal requirement to get home insurance when you are renting your place. However, home insurance will protect your property and possessions in case they are lost, stolen or damaged.
Does home insurance cover for wear and tear?
No, our policy does not cover the gradual wear and tear of your home items. We provide insurance for things that you did not imagine would happen. We do not cover damage to electrical or domestic home appliances over time.
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