High Net Worth
Insurance

With High Net Worth Insurance, we specialise in safeguarding your high-value homes and luxury possessions with bespoke, tailored services designed to meet your unique needs.

  • Unrivalled Protection
  • Exceptional Services
  • Specialist Expertise

Overview of High Net Worth Insurance

High Net Worth Insurance (HNW) is essential for people with valuable assets that exceed the limits of standard insurance policies. It provides exceptional financial protection for luxury homes and high-value possessions, ensuring they are safeguarded against loss or damage.

Our insurance policies offer bespoke services tailored to individual needs. They safeguard valuable possessions from unexpected events and ensure peace of mind for affluent individuals who want to preserve their lifestyles.

Types of High Net Worth Insurance 

High-Value Home
Insurance

High-value home insurance offers specialised coverage for luxury homes and architectural features, ensuring optimal security for worthy assets.

High-Value Content
Insurance

High-value content insurance protects all valuables in a grand home. It ensures that unique, antique items are protected from unforeseen risks and damages. 

Complete High Net
Worth Insurance

A complete high net worth insurance will safeguard your lavish homes and their valuables from potential loss and damage. It can be tailored to your specific needs.

Comprehensive Protection for Your High-Value Homes

Protect your extraordinary homes with our comprehensive high net worth insurance policies designed for your unique needs.

High-Value Home Insurance

High-value home insurance is crucial for valuable properties where standard home insurance policies can not fulfil the requirements. The policy is specifically designed for the affluent who need specialised insurance policies for their extraordinary places.

The policy will provide financial coverage in case of natural adversities or any loss or damage to the property structure. The policy is tailored according to your unique property requirements.

High-Value Content Insurance

High-value contents insurance works like regular contents insurance but is designed for high-value items in luxury homes that need higher coverage limits.

This will protect unique possessions such as fine art, jewellery, paintings, and antiques. You can customise your policy to suit your specific needs and preferences.

Complete High Net Worth Insurance

A complete high net worth insurance policy offers combined protection for your house and its contents. You can protect all your valuable and expensive assets under a single insurance policy with extraordinary insurance coverage.

Our complete high net worth insurance offers more coverage options, unlike regular insurance policies. We will protect your selected items against all sorts of risks and accidents that are covered in the agreement.

Why SIS High Net Worth Insurance?

Our bespoke high net worth insurance policies are crafted to safeguard your premium homes and valuable possessions. We understand your unique needs and will tailor our services according to your requirements. Rely on us for exceptional protection for high net worth insurance.

Flexible Policies

Affordable Rates

Hassle-Free Process

Our Simple, Clear, and Hassle-Free Process

Report the
Incident

Submit Related
Documents

Assessment &
Evaluation

Receive Your
Compensation

Discover Our High-Value Insurance Coverage 

Getting a standard home insurance policy might be a feasible idea for an average three-bedroom house. However, if you own a valuable piece of land that is furnished with high-value furniture and an antique collection, then you should opt for a high net worth insurance.

A high-net-worth insurance policy covers your property and possessions against a wider range of dangers, unlike standard insurance policies, which cover only fire, theft, and storm. If you own a non-standard home, it would be ideal to opt for our high net worth insurance. We will cater to all of your individualised concerns.

Your Trusted High Net Worth Insurance Brokers

Safeguard your high-value assets with our specialised high net worth insurance brokers. Get in touch with our insurance brokers, who will provide complete peace of mind for your wealth.

High Net Worth Insurance FAQs

Get answers to the most commonly asked questions regarding a high net worth insurance policy.

What is a High Net Worth Insurance?

High Net Worth Insurance provides bespoke cover for high-value homes and possessions. Designed for individuals whose assets exceed the limits of standard policies, it offers higher coverage limits, comprehensive protection, and personalised services, ensuring peace of mind for those with complex or valuable portfolios.

Who needs High Net Worth Insurance?

Individuals with high net worth homes require high net worth insurance. For instance, if the value of your home exceeds £750,000, you might need more than £100,000 insurance coverage for your contents. This ensures that your assets are well protected. People with significant personal assets often require more than a standard insurance policy or high net worth insurance.

What items can be covered in a High Net Worth Insurance Policy?

This type of policy can protect a wide range of valuable possessions, including jewellery, fine art, antiques, paintings, and other high-value items. It also covers the property itself, with flexible policies tailored to your specific requirements.

Can a High Net Worth Insurance save you money?

Yes, it can. By combining multiple policies into a single comprehensive policy, High Net Worth Insurance can reduce administrative costs and eliminate the risk of underinsurance. Additionally, our claims support services help minimise financial losses and enhance your overall protection.