Landlord Insurance
Specifically tailored to protect your property and rental income. Get the best landlord insurance service.
- Complete Protection
- Comprehensive Services
- Professional Support
Overview of Landlord Insurance
Landlord insurance, also known as house, property, or buy-to-let insurance, is designed to protect landlords who rent out their properties. Unlike standard home insurance, it covers extra risks that come with renting.
Even with great tenants, things can still go wrong. This insurance safeguards your building and its contents and also covers you against claims from third parties.
Types of Landlord Insurance
Landlord Buildings
Insurance
This insurance coverage will protect your rental property against a range of potential disasters, such as fires, storms, floods, earthquakes, and lightning.
Landlord Contents
Insurance
A landlord’s insurance will protect your belongings in the rental property that you provide to your tenants for their use, such as furniture, appliances, and curtains.
Landlord Liability
Insurance
This insurance policy will protect you against compensation claims made by your tenants or visitors who suffer injuries due to issues with your rental property.
Comprehensive Coverage for Your Rental Properties
Protect your rental properties with the most comprehensive landlord insurance policies tailored for UK landlords.
Landlord Buildings Insurance
Landlord building insurance is essential for property owners. It provides financial protection for your rental property’s structure, including the roof, walls, floors, and permanent fixtures such as bathrooms and kitchens, against risks like fire, storms, floods, earthquakes, or vandalism.
Our policies are tailored to meet your specific needs. You can also choose optional add-ons, such as accidental damage cover or legal expenses protection. We’re here to safeguard your property and give you complete peace of mind.
Landlord Contents Insurance
A landlord contents insurance policy is designed to protect the landlord’s content or possessions in the rental property. It is useful for landlords who rent out fully or partially furnished properties. It provides financial coverage for items such as furniture, curtains, carpets, appliances, and other landlord items.
The policy does not cover for tenant’s personal belongings. The insurance policy is important for landlords to safeguard contents from unexpected damages and ensure the longevity of their furnishing.
Landlord Liability Insurance
Landlord liability insurance is essential for landlords to protect them against legal and financial risks related to their rental properties. This insurance will protect them if their tenant or a visitor makes an injury claim on their rented premises. This insurance will cover the legal expenses and compensation costs.
It is an important insurance policy for landlords as it will safeguard their financial stability against unforeseen liabilities ensuring that they are not personally liable for the costly claims.
Why Opt For SIS Landlord Insurance?
Our comprehensive landlord insurance policies are crafted to facilitate your rental business. We combine expertise with industrial knowledge to assist our customers get the best insurance deal suitable for their needs. Choose us for reliability, transparency, and unmatched protection.
Flexible Policies
Affordable Rates
Hassle-Free Process
Our Simple, Clear, and Hassle-Free Process
Report the
Incident
Submit Related
Documents
Assessment &
Evaluation
Receive Your
Compensation
Explore Our Coverage Details and Limitations
Our landlord insurance policy accounts for the damages caused by fire, smoke, earthquake, explosion, lightning, riot, falling trees, telegraph poles or lamp-posts, attempted theft, malicious attacks or vandalism, or water leaks. We also cover accidental bodily injury under the liability insurance policy.
We do not provide financial coverage for damage to hedges, fences, or gates. Similarly, loss or damage arising from normal wear and tear, or any lawful malicious act is excluded from the policy. Additionally, costs associated with routine building maintenance or the loss of valuables such as gold, silver, jewellery, or watches are not covered.
Your Trusted Insurance Partner for Landlord Business
Protect your rental properties with our dedicated landlord insurance brokers. Our tailored packages ensure complete protection for your property, tenants, and liability concerns.
Common Landlord Insurance FAQs
Here are some of the frequently asked questions about letting property.
Find answers to your queries.
What is Landlord Insurance?
Landlord insurance is a type of property insurance that protects landlords from the risks associated with renting properties. A standard home insurance policy, which includes building insurance and contents insurance, will not cover the aspects of renting insurance, leaving landlords confused and uninsured.
What is covered by Landlord Insurance?
Landlord insurance covers some aspects of a standard home insurance policy, such as building and contents, but it also incorporates landlord-specific benefits. The policy is tailored to meet the client’s specific needs. It also covers landlord liability insurance.
Is it a legal requirement to have Landlord Insurance in the UK?
No, landlord insurance is not a legal requirement in the UK. However, it is highly recommended and useful under certain circumstances. Without landlord insurance, you may face financial losses if unexpected incidents occur. It also provides peace of mind to the property owners.
Do I need Landlord Insurance if I am renting to my family?
Yes, you will require landlord insurance if you rent your property to your family members because you will be receiving rental income from them. You will be considered a landlord when you receive tenant payments despite an informal agreement.