Motor Trade
Insurance
Motor trade insurance protects businesses involved in buying, selling, repairing, or transporting vehicles. It covers road risks, and third-party liabilities and ensures financial security for car dealerships, mechanics and other motor trade professionals.
- Comprehensive Covers
- Tailored Policies
- Professional Support
Overview of Motor Trade Insurance
A motor trade insurance policy is suitable for individuals and businesses that involve the use of vehicles. The policy covers the company’s vehicles along with any customer’s vehicles that the company takes under their care, custody, or control.
The policy can be tailored to meet specific business needs. Whether you are a motor trader, mechanic, or a breakdown technician, our motor trade insurance policies are available for all businesses.
Types of Motor Trade Insurance
Motor Trade Road
Risk Insurance
Motor trade road risk insurance protects motor trade professionals who drive vehicles on public roads as part of their business. The insurance policy covers accidental damage, theft, and third-party liabilities.
Motor Trade
Liability Insurance
Motor trade liability insurance protects motor traders against claims made by third parties in case of injuries, property damage, or accidents during business operations. It ensures financial security and legal compliance for car dealerships, mechanics, and vehicle service providers.
Motor Trade Combined
Insurance
Motor trade combined insurance is a comprehensive insurance policy designed for businesses in the motor trade industry. It integrates multiple insurance covers and offers complete financial protection for all motor traders.
Protect Your Vehicles With Our Motor Trade Insurance
Secure your motor vehicles and ensure smooth business operations with our customised motor trade insurance policies. Stay safe and protected!
Motor Trade Road Risk Insurance
Motor trade road risk insurance is an essential insurance cover for all motor businesses. It is the minimum legal cover required by motor traders who drive vehicles they do not own. For instance, car dealerships, mechanics, and valeters.
Businesses operating in the motor trade might use customer’s vehicles at some point in time, therefore, a motor trade road risk insurance policy will cover any unforeseen circumstances. The policy will provide financial protection for the vehicle in custody, care, or control.
Motor Trade Liability Insurance
Motor trade liability insurance protects businesses from third-party claims. It covers injuries, property damage, and accidents involving customers or the public caused by business operations. It ensures financial security for the businesses and complies with the rules and regulations.
The policy is suitable for car dealerships, garages, and repair shops. It protects the motor trade businesses from legal costs and compensation claims. Employers’ liability and public liability can be included under this cover.
Motor Trade Combined Insurance
Motor trade combined insurance is a comprehensive insurance policy designed to protect motor trade businesses. It integrates various types of covers to meet the unique needs of different businesses.
The policy is targeted at businesses involved in buying, selling, repairing or servicing vehicles. It also incorporates road risk insurance and liability covers. This all-in-one policy is suitable for most of the motor trade businesses. It ensures financial stability and smooth business operations.
Why Choose SIS Motor Trade Insurance?
At SIS, our motor trade insurance policy is suitable for a variety of motor businesses: from heavy machinery and vehicle dealers to independent car dealers. Our focus is to help you avoid risk and keep you protected.
Get the best policies and secure your motor vehicles. Run your business operations smoothly.
Affordable Rates
Flexible Policies
Hassle-Free Process
Our Simple, Clear, and Hassle-Free process
Report the
Incident
Submit Related
Documents
Assessment &
Evaluation
Receive Your
Compensation
Unlock Peace of Mind With Motor Trade Insurance
Whether you are a dealer, mechanic, or vehicle transporter, get complete peace of mind with motor insurance. The policy will safeguard your motor vehicles from road accidents, unwanted claims, theft and other damages.
The policy allows you to focus on your business operations, employees, and assets without worrying about any unexpected events.
Find a Trusted Motor Trade Insurance Broker
Let’s get in touch with the best motor trade insurance brokers. Get a tailored insurance policy for your motor vehicles and stay safe from all unwanted disruptions.
Motor Trade Insurance FAQs
Have questions regarding our motor trade insurance policy?
Get your answers to the most frequently asked motor trade questions.
What is a road risk insurance cover?
A road risk insurance cover is designed to protect vehicles that the traders do not own such as customers’ cars. This is a specific insurance cover to protect vehicles while conducting business activities such as test-driving, repairing, or transporting them to a different location. It is the minimum legal cover needed to operate as a motor trader.
Who needs motor trade insurance?
Anyone who works as a motor trader or runs a motor trade business would benefit from motor trade insurance. It is suitable for motor vehicle dealers, service providers, auto electricians, security alarm specialists and workers at test stations.
How much does a motor trade insurance cost?
The cost of motor trade insurance depends on multiple factors. It depends on the business type, coverage level, number of drivers, driver details, and location and premises. For more details please contact our brokers.
Do I need motor trade insurance if I work from home?
Yes, you will need motor trade insurance if you work from home and handle vehicles as part of your business. It is essential for motor traders to have a minimum level of motor trade insurance to protect them against financial risks and legal compliance.