Terms & Conditions 

  1. Conduct

By using our Sites, you agree not to: 

  • Upload or share files containing viruses, malware, or any harmful software. 
  • Disrupt or interfere with the Site’s or connected networks. 
  • Engage in illegal activities through the Sites. 
  • Impersonate others or misrepresent your affiliation. 
  • Post fraudulent, misleading, or defamatory content. 
  1. Intellectual Property

All content on the Sites—including text, images, data, and software—is owned by Simple Insurance Solutions or its licensors and is protected by copyright and trademark laws. You may view and print content for personal or internal business use only. Any other use requires our written permission. 

  1. Software Licence

Any software provided through the Sites is licensed to you on a non-exclusive, non-transferable basis for use strictly within the Sites. 

  1. No Reliance

We do not provide legal, financial, or professional advice. Content on the Sites is for general information only and should not be relied upon without consulting a professional. 

  1. Links to Third-Party Sites

For your convenience, we may provide links to third-party websites. However, we are not responsible for their content or reliability. 

  1. No Warranties

We do not guarantee that: 

  • The Sites or Services will always be available, uninterrupted, or error-free. 
  • The content on the Sites is accurate or complete. 
  • The Services will meet your specific needs.
  1. Limited Liability

We are not liable for any loss of business, data, profits, or indirect damages resulting from your use of the Sites. However, nothing in these Terms excludes liability for death or personal injury caused by negligence. 

  1. Indemnity

You agree to indemnify Simple Insurance Solutions against any claims, damages, or losses resulting from your use of the Sites or a breach of these Terms.

  1. Monitoring

We may monitor activity on the Sites to ensure compliance with these Terms. 

  1. Provision of Information

You must provide accurate and up-to-date information when using our Services. We collect and process personal data in line with our Privacy Policy.

  1. Termination

We reserve the right to terminate your access to the Sites at our discretion if you violate these Terms. 

  1. General

These Terms are governed by the laws of England and Wales. Any disputes will be handled exclusively in the courts of England and Wales. 

  1. Intended Audience

Our Sites are intended for users in the United Kingdom. We do not guarantee availability or compliance with laws outside the UK. 

  1. Insurance Transactions

We act as an intermediary between you and insurers. While we do not offer advice, we may help narrow down options based on the details you provide. 

  1. Customer Accounts

If you create an account, you are responsible for keeping your login details secure and must notify us of any security breaches. 

  1. Payment Details

We use secure payment providers for transactions and do not store your payment details. 

  1. Automatic Renewals

If you purchase insurance through our Sites using a credit or debit card, your policy may be automatically renewed unless you opt out before the renewal date. To cancel automatic renewals, contact us at accounts@simpleinsurancesolutions.co.uk or call 0161 241 5122. 

Dated: February 1, 2025